Successful retirement planning requires intelligent investing decisions, but that’s just one of several critical factors for managing your assets after you stop working, reminds Moshe Milevsky in his new book The 7 Most Important Equations for Your Retirement: The Fascinating People and Ideas Behind Planning Your Retirement Income. “It’s time to have some conversations about retirement income planning, also known as de-accumulation planning,” he writes. “The stories in this book should lead you into those conversations.”

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