Robert Powell at MarketWatch has written a good article on the challenges of education in personal finance. The impetus for his story is last month’s Life-Cycle Saving & Investing Conference at Boston University. Powell’s takeaway from the meeting: “It might be a stretch to say that Americans, in general, are failures when it comes to investing. But given the amount of time and attention spent teaching people how to be savvy about all things money, it sure seems that way. We simply haven’t moved the needle all that much.”